Terms of Service

Last updated: 23 October 2026

These Terms of Service (the “Terms”) apply to everyone who buys or uses AI Skill School or any other paid product or service (the “Products”) offered on paladin.cc and in our community on Circle (together, the “Platform”). The Platform is operated by:

In these Terms, “we”, “us” and “our” mean Cheatcode Kft. “You” means the person or company buying or using the Products. By buying or using the Products, you agree to these Terms. If you don’t agree, please don’t buy or use the Products.

Our Privacy Policy explains how we collect, use and protect your personal data.

1. Who can use the Products

You must be at least 18 years old and able to enter into a binding contract. If you buy seats for a team, you accept these Terms on behalf of your company, and you make sure everyone using a seat follows them.

2. The Products

We offer self-paced courses, community membership and related services in the plans described on the Platform at the time you buy. We keep improving the Products, so we may add, change or remove lessons, features, formats and schedules at any time. If a change significantly reduces what your plan includes, we will tell you beforehand, and you may cancel and receive a refund for the unused part of your current billing period.

3. Your account and seats

Each seat belongs to one named person. You may not share your login or your access with anyone else.

If you bought seats for a team, you can move a seat to a new person (for example, when someone leaves your company) by emailing support@paladin.cc. The previous person’s access ends when the seat moves.

4. Prices, payment and VAT

Prices on the Platform do not include VAT. VAT is added at checkout where it applies. Payments are processed by Stripe, including payments made through Circle’s checkout. Invoices are issued through Számlázz.hu.

Subscriptions renew automatically at the end of each billing period (quarterly or yearly, depending on your plan) until you cancel. By subscribing, you authorise us to charge your payment method for each renewal. If a payment fails, we may pause your access until the payment goes through.

If we change our prices, your current price stays the same for as long as your subscription stays active without interruption. New prices apply to new purchases.

We may offer promotional codes. A code may expire if it isn’t used within the stated period, and it can’t be exchanged for cash.

5. Cancelling

You can cancel your subscription at any time from your account or by emailing support@paladin.cc. Cancelling stops future renewals. You keep your access until the end of the billing period you have already paid for, and then it ends. This applies to every plan.

6. 30-day refund

If the Products aren’t right for you, email support@paladin.cc within 30 days of your first payment and we will refund that payment in full, no questions asked. This applies to every plan.

Only the first payment of a subscription can be refunded. Renewal payments (the second payment and every one after it) are not refundable.

For team purchases, the refund covers the first payment for the whole team. Single seats can’t be refunded on their own, but they can be moved to another person (see section 3).

We handle refund requests within one business day. Your bank may take up to ten further business days to show the refund.

If you are a consumer in the European Union, you also have a legal right to withdraw from the purchase within 14 days. Our 30-day refund covers that period in full.

7. Licence and how you may use the content

All lessons, videos, texts, templates, Skills, prompts and other materials on the Platform (the “Content”) belong to us or to our licensors. While you have access, we give you a limited, personal, non-exclusive and non-transferable licence to use the Content in your own work and business, and in your team’s work if you bought seats for them.

You may use and adapt our templates and Skills inside your own business and team. You own the work you create with them.

You may not:

• download the Content, except where we offer a download;
• copy, share, redistribute, resell, sublicense or publish the Content, or any derivative of it (including adapted versions of our templates and Skills);
• share your access with anyone else.

8. Account sharing and enforcement

If we detect signs that an account or seat is being shared, or that the Content is being redistributed, we will send you two written notices by email. If it continues after the second notice, we may ban you from the Platform and cancel your subscription. Any remaining days of your subscription will not be refunded.

For fraud, illegal activity or abuse of other members, we may limit, suspend or end your access straight away.

9. The community and what you share

The community spaces on the Platform are shared spaces. Posts, comments, chats in spaces, events and live sessions can be seen by other members. Only direct messages and private one-to-one calls are private.

You keep ownership of what you post. Please be respectful, and only share what you have the right to share.

10. Using your contributions in our marketing

When you share something in the community spaces (for example in posts, comments, chats, events or live sessions), you allow us to use it in our marketing without asking for your approval each time. This covers quoting, excerpting, editing and publishing your contribution together with your name, profile photo, image, voice and company name, in any medium, such as emails, newsletters, social media posts and stories, landing pages, ads and videos. This permission is worldwide and free of charge. It does not cover direct messages or private one-to-one calls.

You can opt out at any time. Email dave@paladin.cc and tell us what you don’t consent to (for example, the use of your face, your name or your company name). Your opt-out is confirmed once we reply to your email. If you don’t receive a reply, send a follow-up email to support@paladin.cc. From the date we confirm, we will stop using what you opted out of in new marketing materials.

11. Your data and AI

We use AI tools to deliver the Products. We never use your data to train AI models. Our Privacy Policy explains which providers we use and how.

12. Limitation of liability

We work to keep the Platform running well, but we can’t promise it will always be available or free of errors. The Products and all information and materials on the Platform are provided “as is”. We make no promise that you will get specific results from using the Products. Neither we nor our affiliates are liable for indirect or consequential damages.

You agree to indemnify and hold harmless Cheatcode Kft., its affiliates, and their employees, agents, representatives, officers and partners from claims, damages, expenses and costs (including legal fees) arising from your use of the Products, in particular any infringement of intellectual property rights.

Nothing in these Terms limits any liability that can’t be limited by law, or your rights as a consumer under mandatory law.

If we are slow to enforce a right, or don’t enforce it in one case, we have not given it up and may enforce it later.

13. Customer support

Our support team answers at support@paladin.cc, Monday to Friday, 9:00 to 17:00 CET, except Hungarian public holidays. We aim to reply within one business day. Support questions, including refunds, are handled only through this address. Refund requests sent to dave@paladin.cc also count.

14. Governing law and disputes

These Terms are governed by Hungarian law. The courts of Budapest have jurisdiction over any dispute. If you are a consumer, you keep the protection of the mandatory laws of your country of residence, and you may also bring a claim in the courts of that country.

Most concerns can be solved without going to court. Before starting any formal action, please email us at support@paladin.cc so we can try to solve it together.

15. Changes to these Terms

We may update these Terms from time to time. We will post the new version on this page, update the date at the top, and tell you by email or with a clear notice on the Platform before the change takes effect. If you keep using the Products after that, you accept the updated Terms.

Contact

Questions about these Terms? Email support@paladin.cc.